乡村振兴视域下数字普惠金融服务农业全产业链的现实困境与发展路径  

作　　者：范苏清 

机构地区：[1]南京财经大学红山学院,南京210000

出　　处：《智慧农业导刊》2024年第21期96-99,共4页JOURNAL OF SMART AGRICULTURE

基　　金：2021年江苏省高校哲学社会科学研究一般项目(2021SJA2289)。

摘　　要：从我国当前乡村振兴实践来看,农业全产业链与数字普惠金融融合可以快速推动农业生产方式现代化变革。但数字金融知识文化薄弱,数据共享机制缺乏,风险承受能力较弱等问题普遍存在,导致数字普惠金融与农业全产业链难以深度融合。需要从农业产业特性着手,以数字化技术为契机,发挥各产业环节之间的协同作用,通过建立数字普惠金融文化传播阵地、信息共享平台、风险共担机制等路径来推动农业现代化的快速发展。Judging from China's current rural revitalization practice,the integration of the entire agricultural industry chain and digital inclusive finance can quickly promote the modernization and transformation of agricultural production methods.However,problems such as weak digital finance knowledge culture,lack of data sharing mechanisms,and weak risk tolerance are common,making it difficult to deeply integrate digital inclusive finance with the entire agricultural industry chain.It is necessary to start from the characteristics of the agricultural industry,take digital technology as an opportunity,give full play to the synergy between various industrial links,and promote the rapid development of agricultural modernization by establishing digital inclusive financial cultural communication positions,information sharing platforms,and risk sharing mechanisms.

关 键 词：数字普惠金融 农业全产业链 路径 数据共享平台 风险共担 

分 类 号：F323[经济管理—产业经济]