水稻保险数字化承保理赔GIS系统研究与实现  

Research and Implementation of Digital Underwriting and Compensation GIS System for Rice Insurance

作　　者：耿留勇 陈旭帅 GENG Liuyong;CHEN Xushuai(China Energy Engineering Group Hunan Electric Power Design Institute Co.,Ltd.,Changsha 410007,China)

机构地区：[1]中国能源建设集团湖南省电力设计院有限公司,湖南长沙410007

出　　处：《城市勘测》2024年第5期15-18,24,共5页Urban Geotechnical Investigation & Surveying

基　　金：“十四五”国家重点研发计划(2021YFD1700900)。

摘　　要：农业保险为农业生产活动提供重要保障,是现代农业经济发展不可或缺的重要组成部分。针对传统农业保险服务模式标的核验难、灾害损失核定难、农业生产情况缺乏监控手段等问题,本文基于移动GIS、WebGIS等技术实现水稻保险由“按人投保”向“按地投保”的转变,为中后期理赔服务提供强有力的依据,并采用遥感手段监测水稻长势和核定灾害损失,有利于农业保险的高质量、可持续发展,推动现代农村经济发展。Agricultural insurance provides important guarantees for agricultural production activities and is an indispensable component of modern agricultural economic development.Traditional agricultural insurance service model is difficult to verify the subject matter and assess disaster losses,and lack of monitoring methods for agricultural production situation.In response to these issues,this article realizes the transformation of rice insurance from“insured by person”to“insured by location”based on technologies such as mobile GIS and WebGIS,which provides a strong basis for claims services.Remote sensing is also used to monitor rice growth trend and assess disaster losses.It is conducive to the high-quality and sustainable development of agricultural insurance,and promotes the development of modern rural economy.

关 键 词：水稻保险 GIS 承保业务 理赔业务 

分 类 号：P208.2[天文地球—地图制图学与地理信息工程]