科技创新视阈下乡村金融发展研究  

Research on Rural Financial Development from the Perspective of Technological Innovation

作　　者：赵融 Zhao Rong(College of Economics and Management,Huazhong Agricultural University,Wuhan,Hubei,430070)

机构地区：[1]华中农业大学经济管理学院,湖北武汉430070

出　　处：《中国商论》2024年第19期147-150,共4页China Journal of Commerce

摘　　要：科技创新是乡村产业现代化的核心驱动力,而金融则是支持科技创新的重要保障。当前,随着科技的不断进步,传统乡村产业正加速向现代产业转型,这对乡村金融发展提出了新的要求。科技创新需要大量资金投入,单纯依靠政府财政难以为继,必须充分发挥乡村金融的支持作用。同时,科技创新也为乡村金融发展带来了新的机遇,智慧乡村产业、数字乡村产业等新业态的兴起,拓展了金融服务领域。本文通过梳理乡村金融发展与数字经济的逻辑关联,分析了科技创新视阈下乡村金融发展模式,并结合实证分析,提出促进两者协同发展的对策建议,仅供参考。Scientific and technological innovation is the core driving force of rural industrial modernization,and finance is an important guarantee to support scientific and technological innovation.Nowadays,with the continuous progress of science and technology,the traditional rural industry is accelerating the transformation to modern industry,posing new demands on the development of rural fi nance.Scientifi c and technological innovation requires a large amount of capital investment,it is diffi cult to rely solely on government fi nance,and we must give full play to the supporting role of rural fi nance.Moreover,scientifi c and technological innovation has also brought new opportunities for the development of rural fi nance,and the rise of new business forms such as smart rural industry and digital rural industry has expanded the fi eld of fi nancial services.This article reviews the logical relationship between rural fi nancial development and the digital economy,analyzes the rural fi nancial development model from the perspective of technological innovation,and,based on empirical analysis,proposes policy recommendations to promote the synergistic development of the two,for reference only.

关 键 词：科技创新 乡村金融发展 政策性金融 合作性金融 乡村金融 

分 类 号：F323[经济管理—产业经济] F124