从“居者有其屋”到“住有所居”——保障性租赁住房的经济与福利效应  

From"Home Ownership Scheme"to"Meeting the Housing Needs":The Economic and Welfare Effects of Government-Subsidized Rental Housing

作　　者：李博[1,2] 王霄[3] 张辉 LI Bo;WANG Xiao;ZHANG Hui(Peking University;Agricultural Bank of China)

机构地区：[1]北京大学经济学院 [2]北京大学武汉人工智能研究院 [3]中国农业银行信用管理部

出　　处：《经济学（季刊）》2024年第5期1477-1495,共19页China Economic Quarterly

基　　金：国家自然科学基金项目(72203005);“东湖高新区国家智能社会治理实验综合基地”项目;北京大学经济学院中青年教师科研种子基金的资助与支持。

摘　　要：本文通过构建包含异质性个体的多部门世代交叠模型,研究不同保障性租赁住房实施方案的经济与福利效应。保障性租赁住房提升了居民租房需求并降低自有住房需求,导致租金上升和房价下降。对青年人租房实施补贴将带动其住房服务与存款的上升,存在显著的福利改善。在实施租房补贴政策的基础上,政府同时增加土地供应或租房供给,更有利于发挥保障性租赁住房对青年人消费与住房服务提升的促进作用,青年人福利改善更多。The general equilibrium effect and transmission mechanism of government-subsidized rental housing is studied by constructing overlapping generation model with heterogeneous households.The results show that the rental subsidy policy increases the demand for rental housing and reduces the demand for self-owned housing,resulting in the rise of rent and the decline of house price.Subsidies for young people increase their disposable income,which in turn drives the rise of housing services and savings,along with a significant welfare improvement.When government increasing land supply or rental housing,the positive effect on consumption and housing services is more obvious.

关 键 词：保障性租赁住房 福利分析 异质性 

分 类 号：F299.23[经济管理—国民经济]