数字经济对家庭消费韧性的塑造机理与效能评价  

The Shaping Mechanism and Effectiveness Evaluation of Digital Economy on Household Consumption Resilience

作　　者：苏丽婷 傅联英[2] 蔡煜 陈琳琳 SU Liting;FU Lianying;CAI Yu;CHEN Linlin

机构地区：[1]暨南大学经济学院,广州510632 [2]华侨大学经济与金融学院,泉州362021 [3]华侨大学董事会/校友办公室,泉州362021

出　　处：《上海商学院学报》2024年第5期86-104,共19页Business Economic Review

基　　金：国家社会科学基金重点项目“数字正义视角下算法价格歧视的福利损益及向善治理研究”(22AJY016)。

摘　　要：数字经济赋能消费提高韧性,为推动消费高质量发展开辟了新路径。旨在探讨数字经济对家庭消费韧性的影响,以收入结构变化、流动性约束、消费场景拓展为链接点,构建了数字经济塑造家庭消费韧性的理论逻辑。研究表明,数字经济显著提升了家庭消费韧性,且经过工具变量内生性矫正、遗漏变量敏感性分析、排除同期政策影响、改用准自然实验等一系列稳健性检验后,结果依然显著。异质性分析表明,数字经济对家庭消费韧性的提升效应在胡焕庸线西及沿线地区、历史文化名城和城镇中更为显著。机制检验表明数字经济通过改善收入结构、缓解流动性约束、拓展消费场景等途径提升家庭消费韧性。研究结论为利用数字经济塑造家庭消费韧性、促进消费高质量发展提供了有益参考。Digital economy empowers consumption to enhance resilience,providing a new perspective for promoting high-quality consumption development.This paper aims to explore the impact of digital economy on household consumption resilience,and establishes the theoretical logic of shaping household consumption resilience by digital economy,taking the change of income structure,liquidity constraint and consumption scenario expansion as the link points.The research shows that the digital economy has greatly improved household consumption resilience,and the results remain significant after a series of robustness tests,such as instrumental variable endogenous correction,omitted variable sensitivity analysis,exclusion of concurrent policy effects,and the use of quasi-natural experiments.Heterogeneity analysis shows that the enhancement effect is more significant in the areas west of the Hu Huanyong Line and along the line,as well as in historical cities and towns.The mechanism test verifies that the digital economy improves household consumption resilience by improving the income structure,easing liquidity constraints,and expanding consumption scenarios.The conclusions of the study provide useful references for digital economy to play an important role in shaping household consumption resilience and promoting the high-quality development of consumption.

关 键 词：数字经济 家庭消费韧性 收入结构 流动性约束 消费场景 

分 类 号：F126.1[经济管理—世界经济] F49