我国金融监管机构改革的基本逻辑与发展方向:应对金融混业经营的综合监管模式  

The Basic Logic and Development Direction of the Reform of China's Financial Supervision Institution:A Comprehensive Supervision Model to Cope with Financial Mixed Operation

作　　者：傅福兴 李伊凝 FU Fuxing;LI Yining(National University of Singapore,Singapore 259772,Singapore;University of Munich,Munich 80539,Germany)

机构地区：[1]新加坡国立大学,新加坡259772 [2]慕尼黑大学,慕尼黑80539

出　　处：《中国证券期货》2024年第6期90-96,共7页Securities & Futures of China

摘　　要：随着我国资本市场改革的不断推进,金融控股集团发展迅速,分业经营的模式逐渐被打破,一系列金融创新业务给原有的金融监管模式带来新的挑战。为应对新形势和新变化,我国以金融监管机构改革为基点,不断完善金融监管体系。本文在对金融监管模式理论分析的基础上,结合我国金融监管机构的历史变迁过程,分析讨论我国金融监管机构改革的原因及发展方向,进一步阐述了本次金融监管机构改革的必要性,并对后续金融综合监管的模式提出参考建议。我国将通过不断健全金融监管的模式,更好地保护广大投资者的利益,维护资本市场长期健康稳定发展。With the continuous advancement of capital market reforms in China,financial holding groups have developed rapidly,gradually breaking the traditional segmented operational model.A series of financial innovations have brought new challenges to the original financial regulatory model.In response to the new situation and changes,China has been improving its financial regulatory system,starting with the reform of financial regulatory institutions.Based on a theoretical analysis of financial regulatory models and the historical evolution of China's financial regulatory institutions,this paper discusses the reasons and development directions for the reform of China's financial regulatory institutions.It further elaborates on the necessity of this financial regulatory institutional reform and provides reference suggestions for subsequent comprehensive financial regulation models.China aims to continuously improve its financial regulatory model to better protect the interests of a broad range of investors and maintain the long-term healthy and stable development of the capital market.

关 键 词：机构改革 金融监管 监管模式 金融控股集团 混业经营 

分 类 号：F832.3[经济管理—金融学]