数字普惠金融对农业企业高质量发展的影响及作用路径  

The influence of digital inclusive finance on the high-quality development of agricultural enterprises and its action path

作　　者：刘亚娴 艾世杰 邢晟 LIU Yaxian;AI Shijie;XING Sheng(College of Economics and Management,Zhengzhou University of Light Industry,Zhengzhou 450000,China)

机构地区：[1]郑州轻工业大学经济与管理学院,河南郑州450000

出　　处：《河南农业大学学报》2024年第6期1065-1074,共10页Journal of Henan Agricultural University

基　　金：河南省软科学项目(222400410626,242400412023);郑州轻工业大学教学改革研究与实践重点资助项目(郑轻大教[2021]1号033);郑州轻工业大学博士科研基金资助项目(2019BSJJ016)。

摘　　要：【目的】探索数字普惠金融对农业企业高质量发展的影响及作用路径。【方法】使用北京大学数字普惠金融指数与中国农业上市公司2011—2022年的数据,分析数字普惠金融对农业企业高质量发展的影响,揭示了数字普惠金融发展促进农业企业高质量发展的作用路径。【结果】1)数字普惠金融对农业企业高质量发展的结果呈显著促进作用;2)数字普惠金融对农业企业高质量发展的促进作用通过创新这一作用路径得以实现;3)数字普惠金融对低负债水平和弱盈利能力农业企业高质量发展的促进作用更为明显。【结论】要充分发挥数字普惠金融的功能,助力农业企业加大创新进而实现高质量发展。同时,要构建更广覆盖、更多层次、更具差异的数字普惠金融体系,使其能更好地促进不同类型的农业企业创新,最终实现我国农业企业的高质量发展。【Objective】This study was conducted to explore the influence and mechanism of digital inclusive finance on the high-quality development of agricultural enterprises.【Method】Based on the data of Peking University Digital inclusive finance index and agricultural listed companies in China from 2011 to 2022,this paper analyzes the influence of digital inclusive finance on the high-quality development of agricultural enterprises,and reveals the mechanism of digital inclusive finance’s development to promote the high-quality development of agricultural enterprises.【Result】1)The digital inclusive finance has a significant role in promoting the high-quality development of agricultural enterprises;2)The role of digital inclusive finance in promoting the high-quality development of agricultural enterprises can be realized through innovation;3)The digital inclusive finance has a more obvious role in promoting the high-quality development of agricultural enterprises with low debt level and weak profitability.【Conclusion】It is necessary to give full play to the function of digital inclusive finance and help agricultural enterprises to increase innovation and achieve high-quality development.At the same time,it is necessary to build a digital inclusive financial system with wider coverage,more levels and more differences,so that it can better promote the innovation of different types of agricultural enterprises and finally realize the high-quality development of agricultural enterprises in China.

关 键 词：数字普惠金融 作用路径 农业企业创新 负债水平 盈利能力 高质量发展 

分 类 号：F406.72[经济管理—产业经济]