金融服务实体经济的力度对商业银行盈利能力的影响分析  

Analysis of the Influence of Finance Servicing to the Real Economy on the Profitability of Commercial Banks

作　　者：黎杏群 LI Xingqun(Xiangsihu College of Guangxi Minzu University,Nanning 530000,China)

机构地区：[1]广西民族大学相思湖学院,广西南宁530000

出　　处：《商业观察》2024年第31期59-64,共6页BUSINESS OBSERVATION

基　　金：广西民族大学相思湖学院2023年度校级科研项目(2023XJKY02)。

摘　　要：金融服务实体一直备受国家重视,为此国家针对银行服务实体经济制定了多项政策,试图提升银行服务实体经济的能力,助力经济的发展,然而银行支持实体经济的力度仍需加大,文章基于2016—2021年我国29家上市商业银行的面板数据,利用面板数据模型的理论和方法,对商业银行支持实体经济的力度是否影响到银行的经营业绩的问题进行探讨,结果表明,金融服务实体经济的力度不仅不会削弱银行的盈利能力,反而对银行的盈利能力有正向影响。China has always attached great importance to finance servicing the real economy entities and formulated a number of policies for banks to serve the real economy,aiming to improve the ability of banks in serving the real economy and help the economic development,but the strength of banks in supporting the real economy is not satisfactory.Based on the panel data of 29 listed commercial banks in China from 2016 to 2021,this paper uses the theory and method of panel data model to study the impact of the strength of banks serving the real economy on the profitability of banks.The results show that the strength of financial services to the real economy can not weaken the profitability of banks,but help to improve the profitability of banks.

关 键 词：金融服务实体经济 银行的盈利能力 面板数据模型 

分 类 号：F832[经济管理—金融学]