延迟退休的作用机理与政策效应前瞻分析  

Prospective Analysis of the Mechanism and Policy Effects of Delayed Retirement

作　　者：杨昊雯 YANG Haowen

机构地区：[1]中国社会科学院大学应用经济学院

出　　处：《价格理论与实践》2024年第9期69-75,225,共8页Price:Theory & Practice

摘　　要：我国渐进式延迟法定退休年龄改革将于2025年1月1日起正式实施。施行延迟退休改革是积极应对人口老龄化的必然抉择,要基于全局视角、放眼长远,正确认识和把握这一改革的重大意义。在改革渐进式落实阶段,需要深度分析延迟退休的作用机理,本文将基于宏观经济学生命周期理论与一般均衡视角,系统阐释延迟退休在人力资本、就业、收入、财政与社会保障四方面的作用机理,并对其可能带来的政策效应进行前瞻分析,以期激励个体做出自愿延迟退休决策,为推动劳动就业制度与养老金制度协同优化提供学理支撑。China’s gradual delayed statutory retirement age reform is set to be officially implemented on January 1,2025.Implementing delayed retirement is an inevitable choice to actively address population aging and requires a broad perspective and long-term view to understand and leverage its significance.During the progressive implementation phase,an in-depth analysis of the mechanism of delayed retirement is essential.This paper uses the life-cycle theory of macroeconomics and a general equilibrium perspective to systematically explain the mechanisms of delayed retirement in terms of human capital,employment,income,finance,and social security.Additionally,it conducts a forward-looking analysis of the potential policy effects,aiming to encourage voluntary delayed retirement decisions among individuals and provide theoretical support for the coordinated optimization of the labor employment system and pension system.

关 键 词：延迟退休 人力资本效应 就业效应 收入效应 财政与社会保障效应 

分 类 号：F249.2[经济管理—劳动经济] D669.6[经济管理—国民经济]