乡村振兴背景下我国农村信用体系建设问题研究  

Research on the Construction of Rural Credit System in China under the Background of Rural Revitalization

作　　者：李梓祎 LI Zi-yi(School of Financial Management,Changchun Finance College,Changchun 130124,China;Jilin Province Inclusive Finance Research Center,Changchun 130124,China;Northeast Asia Institute,Jilin University,Changchun 130012,China)

机构地区：[1]长春金融高等专科学校财务管理学院,吉林长春130124 [2]吉林省普惠金融研究中心,吉林长春130124 [3]吉林大学东北亚学院,吉林长春130012

出　　处：《长春金融高等专科学校学报》2025年第1期40-47,63,共9页Journal of Changchun Finance College

基　　金：吉林省普惠金融研究中心项目(2022JZ020);长春金融高等专科学校科研规划项目(2024JZ013)。

摘　　要：在乡村振兴战略背景下,推进农村信用体系建设对促进农村经济发展、改善农村信用环境与社会信用建设具有重要作用。因此,应深入研究我国农村信用体系的发展现状及存在的问题,通过相关政策与法律法规、基础设施建设、信用评定与金融支持农村信用四个维度对我国农村信用体系建设现状进行分析,发现其中存在的问题,并提出针对性的政策建议。Under the background of rural revitalization strategy,promoting the construction of rural credit system plays an important role in promoting the development of rural economy,improving the rural credit environment and social credit construction.Therefore,it is necessary to conduct in-depth research on the current development status and existing problems of China's rural credit system.By analyzing the status of China's rural credit system construction from four dimensions:relevant policies and laws and regulations,infrastructure construction,credit evaluation,and financial support for rural credit,we can identify the problems and propose targeted policy recommendations.

关 键 词：农村信用体系建设 乡村振兴 政策建议 

分 类 号：F832[经济管理—金融学] F832.7