“保险+期货”的农产品价格风险管理分析  

Research on Agricultural Product Price Risk Management under the“Insurance+Futures”Model

作　　者：盛继丹 吕佳欣 董海梅 郭婷 侯中甲 Sheng Jidan;Lv Jiaxin;Dong Haimei;Guo Ting;Hou Zhongjia(School of Economics and Management,Suihua University,Suihua Heilongjiang 152061)

机构地区：[1]绥化学院经济管理学院,黑龙江绥化152061

出　　处：《北方经贸》2025年第1期70-74,共5页Northern Economy and Trade

基　　金：黑龙江省省属本科高校基本科研业务费(YWF10236220206);黑龙江省大学生创新创业训练项目(202110236012)(S202210236039)(202310236059);绥化学院大学生创新创业训练项目(shxy202306)。

摘　　要：“保险+期货”模式的农产品价格风险管理是农业风险管理体系的重要补充,也是金融创新服务乡村振兴的具体措施。我国农产品“保险+期货”模式仍处于初级阶段,还有很多问题需要深入研究。“保险+期货”模式运行中仍存在财政补贴机制不完善、场内农产品期货期权品种不足、保险公司与期货公司业务合作有待加强等问题。鉴于此,提出完善政府财政补贴机制、推出农产品期货期权新品种、加强保险公司与期货公司的业务合作等建议。The price risk management of agricultural products under the“insurance+futures”model is an important supplement to the agricultural risk management system and a specific measure for financial innovation to serve rural revitalization.The“insurance+futures”model for agricultural products in China is still in its early stages,and there are still many issues that need to be further studied.In the operation of the“insurance+futures”model,there are still problems such as incomplete financial subsidy mechanisms,insufficient varieties of agricultural product futures options on the exchange,and the need to strengthen business cooperation between insurance companies and futures companies.Suggestions are proposed to improve the government's financial subsidy mechanism,introduce new varieties of agricultural product futures options,and strengthen business cooperation between insurance companies and futures companies in response to existing problems.

关 键 词：保险+期货 农产品 乡村振兴 价格风险 风险管理 

分 类 号：F304.2[经济管理—产业经济]