个人信用档案建设中的隐私权保护研究  

Research on the Protection of Privacy Rights in the Construction of Personal Credit Archives

作　　者：李彩容[1] 洪星 LI Cairong;HONG Xing(School of History and Culture,Hubei University,Wuhan,Hubei 430062)

机构地区：[1]湖北大学历史文化学院,湖北武汉430062

出　　处：《档案学刊》2025年第1期11-20,共10页Academic Journal of Archives

摘　　要：为每个公民建立个人信用档案有利于社会主义市场经济健康发展,对营造公平诚信的市场环境和提高全民诚实守信的道德水平有积极的促进意义。文章通过分析发现,个人信用档案建设中存在公众对个人信用档案和隐私权的认知尚不充分、隐私权保护法律体系尚不完善、隐私权易受侵犯且难以获得救济、缺乏有效的监督管理制度等问题,提出重塑信用档案认知和增强隐私权意识、完善法律体系、健全管理机制、加强个人信用信息基础数据库安全性能与共建共享等措施,以期为个人信用档案建设中的隐私权保护提供参考。The establishment of personal credit archives for each citizen is conducive to the healthy development of socialist market economy,and has positive significance in creating a fair and honest market environment and improving the moral level of honesty and trustworthiness of all people.Through analysis,the article finds that there are problems in the construction of personal credit archives,such as insufficient public awareness of personal credit archives and privacy,imperfect legal system for privacy protection,easy to violate and difficult to obtain relief for privacy,and lack of effective supervision and management system,etc.The article proposes to reshape the awareness of credit archives and enhance the awareness of privacy,improve the legal system,improve the management mechanism,and strengthen the security performance and sharing,with a view to providing references for the protection of privacy in the construction of personal credit archives.

关 键 词：个人信用档案 隐私权 个人征信 个人信息保护 

分 类 号：G270[文化科学—档案学]