数字普惠金融赋能河南省工业结构转型升级的困境及路径研究  

Digital Inclusive Finance Enabling the Transformation and Upgrading of Industrial Structure in Henan Province

作　　者：王璐瑶 陈璐[1] 褚亚杰 Wang Luyao;Chen Lu;Chu Yajie(School of Business,Henan University of Science and Technology,Luoyang Henan 471000,China)

机构地区：[1]河南科技大学商学院,河南洛阳471000

出　　处：《现代工业经济和信息化》2024年第10期213-216,共4页Modern Industrial Economy and Informationization

摘　　要：“十四五”规划和2035年远景发展目标纲领明确提出要重点调整我国产业结构,促进战略性新兴产业及国家科技力量由东部沿海向河南省、四川省等中西部地区转移,这为河南省产业链布局和产业结构升级创造了良好的条件。数字普惠金融作为服务科技型中小企业的工具,已然成为河南省工业结构转型升级的最大增量。通过分析河南省数字普惠金融和工业结构现状,发现数字普惠金融在促进河南省工业结构转型升级的过程中面临着法治监管制约、重化工业比例高等困境,对此提出路径支持。The“14 th Five-Year Plan”and the 2035 Vision Development Goal Program clearly propose to focus on the adjustment of China's industrial structure and promote the strategic emerging industries and the transfer of national scientific and technological power from the eastern coast to the central and western regions,such as Henan and Sichuan,which creates a favorable condition for the layout of the industrial chain and the upgrading of the industrial structure in Henan Province.Digital inclusive finance,as a tool to serve science and technology-based small and medium-sized enterprises(SMEs),has become the biggest increment in the transformation and upgrading of Henan Province's industrial structure.By analyzing the current situation of digital inclusive finance and industrial structure in Henan Province,it is found that digital inclusive finance faces the dilemmas of rule of law regulatory constraints and high proportion of heavy industry in promoting the transformation and upgrading of Henan Province's industrial structure,and the path is proposed to support this.

关 键 词：数字普惠金融 工业结构转型升级 制造业高质量发展 

分 类 号：F49[经济管理—产业经济] F121.3