信用监管标准化现状、问题及对策研究  

Research on the Current Status,Problems and Countermeasures of Credit Supervision Standardization

作　　者：周莉[1] 赵燕[1] 李志红[2] 张恒 孟翠竹[1] Zhou Li;Zhao Yan;Li Zhihong;Zhang Heng;Meng Cuizhu(China National Institute of Standardization,Beijing 100191,China;School of Humanities and Social Sciences,Beijing Institute of Petrochemical Technology,Beijing 102617,China;Administration for Market Regulation of Hubei Province,Wuhan 430071,Hubei,China)

机构地区：[1]中国标准化研究院,北京100191 [2]北京石油化工学院人文社科学院,北京102617 [3]湖北省市场监督管理局,湖北武汉430071

出　　处：《征信》2025年第1期38-45,共8页Credit Reference

基　　金：国家市场监督管理总局政策研究课题(20240309)。

摘　　要：标准化是社会信用体系建设的重要基础和技术保障,信用监管标准化涉及信用信息、信用评价、监管应用、信用管理和信用服务等类别。通过梳理信用监管标准化现状,对信用监管国家标准、行业标准、地方标准和团体标准的分布情况、关注重点等进行统计分析,结合当前信用监管工作实际,指出信用监管标准化在信用信息数据规范、信息共享交换、应用管理和标准实施方面存在的主要问题和根本原因,围绕提升信用监管规范化水平、推动信用监管标准化工作快速发展,提出在完善信用信息数据标准、信用信息共享标准、信用监管应用标准及推进信用监管标准实施方面的对策建议。Standardization is an important foundation and technical guarantee for the construction of the social credit system.Credit supervision standardization involves categories such as credit information,credit evaluation,regulatory applications,credit management and credit services.By sorting out the current status of credit supervision standardization,this paper makes a statistical analysis of the distribution and focus of national,industry,local and group standards of credit supervision,and points out the main problems and root causes of credit supervision standardization in terms of credit information data standardization,information sharing and exchange,application management and standard implementation in light of the actual work of current credit supervision.Focusing on improving the standardization level of credit supervision and promoting the rapid development of credit supervision standardization,it puts forward countermeasures and suggestions on improving credit information data standards,credit information sharing standards,credit supervision application standards and promoting the implementation of credit supervision standards.

关 键 词：信用监管 标准化 信用信息 信用服务 信用管理 信用评价 监管应用 

分 类 号：F832.3[经济管理—金融学]