普惠金融促进河南省乡村经济振兴:多维度内涵与实证分析  

Inclusive Finance Promotes Rural Economic Revitalization in Henan Province:Multi-dimensional Connotations and Empirical Analysis

作　　者：孙书章 熊泽川 刘艳 Sun Shuzhang;Xiong Zechuan;Liu Yan(School of Finance,Henan University of Economics and Law,Zhengzhou 450046,Henan,China;School of Business,University of Southampton,Southampton SO171BJ,UK)

机构地区：[1]河南财经政法大学金融学院,河南郑州450046 [2]南安普顿大学商学院,英国南安普顿SO171BJ

出　　处：《征信》2025年第1期83-92,共10页Credit Reference

基　　金：河南省哲学社会科学规划项目(2021BJJ021)。

摘　　要：近年来,河南省积极推动普惠金融发展支持乡村全面振兴。为检验其成效,选取河南省2015—2022年82个县域的相关数据作为研究样本,采用熵值法对普惠金融和乡村经济振兴水平进行客观测度和比较分析。在此基础上,基于固定效应模型和DID双重差分法从多个维度对普惠金融支持河南省乡村经济振兴的作用进行了实证检验分析。结果表明:普惠金融发展能够显著促进乡村经济增长,提升农村居民收入,但对于当地产业结构调整的作用并不显著。In recent years,Henan Province has actively promoted the development of inclusive finance to support the rural revitalization strategy.To test its effectiveness,relevant data from 82 counties in Henan Province from 2015 to 2022 were selected as research samples.The entropy method was used to objectively measure and compare the level of inclusive finance and rural economic revitalization.On this basis,empirical tests and analyses were conducted on the role of inclusive finance in supporting the revitalization of rural economy in Henan Province from multiple dimensions based on the fixed effects model and the Difference-in-Differences(DID)method.The results indicate that the development of inclusive finance can significantly promote rural economic growth and increase the income of rural residents,but it is not significant for the adjustment of local industrial structure.

关 键 词：普惠金融 乡村经济 熵值法 双重差分 

分 类 号：F832[经济管理—金融学] F323