非法吸收公众存款罪的混合法益及其展开  

The Hybrid Legally Protected Interests and Its Development in the Offence of Illegal Absorption of Public Deposits

作　　者：童德华[1] 邱堃 TONG Dehua;QIU Kun(Zhongnan University of Economics and Law,Wuhan Hubei 430073,China)

机构地区：[1]中南财经政法大学,湖北武汉430073

出　　处：《山西警察学院学报》2025年第1期5-12,共8页Journal of Shanxi Police College

基　　金：2024年中央高校基本科研业务费项目“数字金融安全的挑战及重大风险问题的刑事治理”(2722024AK005)。

摘　　要：在互联网金融快速发展的背景下,非法吸收公众存款罪案件频发,其法益定位复杂性日益凸显。学界现有观点可分为单一法益说、双重法益说和择一法益说,但均未能全面揭示该罪的法益内涵,导致司法实践困境。单一法益说侧重于金融管理秩序或公众资金安全,存在局限性;双重法益说虽试图平衡,但缺乏深入剖析;择一法益说根据行为方式选择法益,逻辑上难以自洽。混合法益说则为该罪法益的合理界定提出新思路,其主张非法吸收公众存款罪不仅扰乱了金融交易秩序这一宏观层面的集体法益,还直接侵害了善意投资者权益这一微观层面的个人法益。该说为准确界定罪与非罪、合理量刑提供了新视角,有助于平衡金融市场秩序与投资者权益保护,促进我国金融市场的健康稳定发展。In the context of the rapid development of internet finance,cases involving illegal absorption of public deposits have become increasingly prevalent,highlighting the growing complexity in defining the legally protected interests.Current academic viewpoints include the single legal interest doctrine,the dual legal interest doctrine,and the selective legal interest doctrine.However,none of these fully unveil the legal interest connotations of this offense,leading to judicial practice dilemmas.The single legal interest doctrine,with its emphasis on either financial management order or public fund security,fails to account for the nature of this offence.The dual legal interest doctrine,while attempting to strike a balance,lacks in-depth analysis.The alternative legal interest doctrine,which selects legal interests based on the behavioral modes,is logically inconsistent.The hybrid legally protected interest doctrine,on the other hand,introduces a new approach to reasonably defining the legal interests of this financial offence.It contends that this crime not only disrupts the macro-level collective interests of financial transaction order but also directly infringes upon the micro-level individual interests and rights of bona fide investors.Through its integrative approach,the hybrid legally protected interest doctrine introduces a novel perspective for accurately delineating the boundary between crime and non-crime and for reasonable sentencing,thereby facilitating the balance between financial market order and investor protection,and finally promoting a healthy and stable development of China’s financial market.

关 键 词：非法吸收公众存款罪 法益定位 混合法益说 金融交易秩序 善意投资者权益 

分 类 号：D924.3[政治法律—刑法学]