房地产行业对银行系统性风险影响研究综述  

Review on the Impact of Real Estate Industry on Systemic Risk of Banks

作　　者：李美晨 毛舒欣 LI Meichen;MAO Shuxin(School of Economics and Management,Shaanxi University of Science&Technology,Xi'an 710021,China)

机构地区：[1]陕西科技大学经济与管理学院,陕西西安710021

出　　处：《商业观察》2025年第3期80-83,共4页BUSINESS OBSERVATION

摘　　要：防范化解系统性金融风险是我国金融业的永恒主题。在当前经济环境下,中国房地产市场正面临重大调整压力。房地产与我国银行业存在紧密的关联关系,房地产行业一旦产生风险,极易对我国银行业造成冲击,进而引发银行系统性风险的产生。文章基于银行系统性风险的定义以及房地产行业对银行系统性风险的影响进行总结评述,分析学界在银行系统性风险研究上已取得的成果及存在的不足,对房地产行业及银行业的健康稳定发展具有重要意义。PreventingPreventing andand defusingdefusing systemicsystemic financialfinancial riskrisk isis thethe eternaleternal themetheme ofof ourour country'scountry financial industry.In the current economic environment,China's real estate market is facing significant adjustment pressure.There is a close correlation between the real estate ands real estate market is facing significant adjustment pressure.There is a close correlation between the real estate and China's banking industry.Once the risk occurs in the real estate industry,it is easy to make an impact on China's banking industry,and thens banking industry.Once the risk occurs in the real estate industry,it is easy to make an impact on China cause the systemic risk of banks.Based on the definition of systemic risk of banks and the impact of the real estate industry on systemic risk,cause the systemic risk of banks.Based on the definition of systemic risk of banks and the impact of the real estate industry on systemic risk,this paper summarizes and comments on the achievements and shortcomings of the academia in the study of systemic risk of banks,which isthis paper summarizes and comments on the achievements and shortcomings of the academia in the study of systemic risk of banks,which is of great significance to the healthy and stable development of the real estate industry and the banking industry.of great significance to the healthy and stable development of the real estate industry and the banking industry.

关 键 词：银行系统性风险 房地产 风险测度 文献研究 

分 类 号：F832.3[经济管理—金融学]