人民币国际化发展机遇、挑战及路径研究  

Study on the Opportunities,Challenges and Paths of RMB Internationalization

作　　者：曾智杰 郭燕 ZENG Zhijie;GUO Yan(School of Business,Jiangsu Ocean University,Lianyungang Jiangsu 222005,China)

机构地区：[1]江苏海洋大学商学院,江苏连云港222005

出　　处：《金融理论与教学》2025年第1期37-43,共7页Financial Theory and Teaching

摘　　要：随着全球经济的深度融合与快速发展,中国的经济实力和国际地位不断上升,人民币国际化进程稳步发展,人民币在国际货币体系中的地位日益凸显,但仍有较大的发展空间。当今世界格局加速变革,全球出现新的发展变局,面临国际政治经济环境等不确定性的增加,人民币国际化亟须探索适应时代变化的发展路径。在新形势下,人民币的国际货币职能需要平行发展、精准强化,要积极畅通贸易、资本、金融领域及储备货币领域,巩固人民币的“计价结算功能”,强化人民币的“投融资功能”,提升人民币的“储备功能”,进而推动人民币国际化进程。With the deep integration and rapid development of the global economy,China’s economic strength and international status have been improving,and the internationalization of the RMB has been developing steadily.Despite the increasing prominence of RMB in the international monetary system,there is still a large space for its development.Nowadays,the world landscape is undergoing accelerated changes,there are new developments and changes in the world,and in the face of increasing uncertainties in the international political and economic environment,it is urgent to explore a development path of RMB internationalization that adapts to the changes of times.Under the new situation,the international monetary function of RMB needs to be developed in parallel and precisely strengthened,and it is necessary to actively make it unimpeded in trade,capital,finance and reserve currency fields,consolidating the pricing and settlement function of RMB,strengthening the investment and financing function of RMB,and enhancing the reserve function of RMB,so as to promote the internationalization of RMB.

关 键 词：人民币国际化 发展历程 新形势 货币职能 发展路径 

分 类 号：F832.6[经济管理—金融学]