数字普惠金融对海洋产业结构升级的影响研究  

Research on the Impact of Digital Inclusive Finance on the Upgrading of Marine Industry Structure

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作  者:郑婷婷 吕泽龙 ZHENG Tingting;LV Zelong(School of Economics,Fujian Normal University,Fuzhou 350117,China)

机构地区:[1]福建师范大学经济学院,福州350117

出  处:《科技和产业》2025年第4期144-150,共7页Science Technology and Industry

摘  要:为研究数字普惠金融对海洋产业结构升级的影响,选取沿海11个省份2011—2020年的面板数据,运用固定效应模型和中介效应模型实证分析数字普惠金融对海洋产业结构升级的影响效果与作用机制。研究发现:数字普惠金融及其三个细分维度均能够促进海洋产业结构升级;数字普惠金融对北部和南部海洋经济圈比东部海洋经济圈的正向促进作用更为显著;海洋科技创新和人力资本在这一传导过程中发挥中介作用。To study the impact of digital inclusive finance on the upgrading of marine industry structure,panel data from 11 coastal provinces and cities from 2011 to 2020 were selected.The fixed effects model and mediation effect test model were used to empirically analyze the impact and mechanism of digital inclusive finance on the upgrading of marine industry structure.It is found that digital inclusive finance and its three sub dimensions can promote the upgrading of the marine industry structure.The positive promotion effect of digital inclusive finance on the northern and southern marine economic circles is more significant than that on the eastern marine economic circle.Marine technology innovation and human capital play an intermediary role in this transmission process.

关 键 词:数字普惠金融 海洋产业结构升级 海洋科技创新 人力资本水平 

分 类 号:F832[经济管理—金融学] P74[天文地球—海洋科学]

 

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