数字普惠金融对乡村产业高质量发展的影响研究  

Research on the Impact of Digital Inclusive Finance on the High-Quality Development of Rural Industries

作　　者：李燕杰[1] 

机构地区：[1]河南工业大学,河南郑州450001

出　　处：《浙江金融》2024年第12期72-80,共9页Zhejiang Finance

摘　　要：本文基于2011~2021年中国30个省份的数据,深入探讨数字普惠金融对乡村产业高质量发展的影响。研究发现,数字普惠金融能够推动乡村产业高质量发展,且在效果上存在区域异质性。中介机制分析表明,数字普惠金融可以通过数字人才储备规模与科研创新两大动力,共同推动乡村产业高质量发展。为更好地利用数字普惠金融促进乡村产业高质量发展,应鼓励数字技术创新与人才建设,强化数字普惠金融基础设施建设,促进区域协调发展,推动农村产品销售数字化创新。Based on the data of 30 provinces in China from 2011 to 2021,this study deeply discusses the impact of digital inclusive finance on the high-quality development of rural industry.The research results show that digital inclusive finance can promote the high-quality development of rural industries.And regional heterogeneity in effect.The intermediary mechanism shows that digital inclusive finance can jointly promote the high-quality development of rural industries through the two major driving forces of digital talent reserve scale and scientific research and innovation.In order to make better use of digital inclusive finance to promote the high-quality development of rural industry,we should encourage digital technology innovation and talent construction;strengthen the construction of digital inclusive finance infrastructure,promote the regional coordinated development,and innovate the digitalization of rural product sales.

关 键 词：数字普惠金融 乡村产业高质量发展 数字人才储备规模 科研创新 

分 类 号：F832[经济管理—金融学]