我国工伤保险费率政策透视及其与职业病的关联性分析  

Research on Industrial Injury Insurance Rate Policy Perspective in China

作　　者：黄博涛 王婷 HUANG Botao;WANG Ting(Senior Management Committee,Chengdu Yixun Enterprise Management Consulting Co.,LTD.,Chengdu Sichuan 610000,China;Industrial Injury Prevention Research Institute,Chengdu Yixun Enterprise Management Consulting Co.,LTD.,Chengdu Sichuan 610000,China)

机构地区：[1]成都易训企业管理咨询有限公司高层管理委员会,四川成都610000 [2]成都易训企业管理咨询有限公司工伤预防研究院,四川成都610000

出　　处：《中国卫生标准管理》2025年第2期46-50,共5页China Health Standard Management

摘　　要：为充分发挥浮动费率对工伤预防的经济杠杆调节作用,强化用人单位工伤预防意识,文章通过对我国各省(市)工伤保险费率政策比较分析,从各省(市)工伤保险费率的计缴方式、划分档次、浮动周期及其与工伤、工亡、职业病指标衔接情况等维度进行透视,结合职业病与工伤保险费率的关联性进行分析,梳理我国工伤保险费率政策现存问题,并提出优化建议。结果显示,当前我国各地区费率政策存在工伤保险费率计缴方式衡量标准不统一、工伤保险费率划分档次较粗略、部分地区费率浮动周期偏长、费率浮动与工伤、工亡、职业病指标衔接力度不够等问题;基于此,文章提出统一工伤保险费率计缴方式、制订精细的差别费率机制、增加费率浮动空间、缩短费率浮动周期、费率浮动政策制订需综合考虑工伤、工亡、职业病指标变动的影响等优化建议。In order to give full play to the economic lever adjustment effect of floating rate on industrial injury prevention and strengthen the awareness of employers on industrial injury prevention,based on the comparative analysis of industrial injury insurance rate policies of various provinces(cities)in China,this paper analyzes the payment method,classification grade,floating period of industrial injury insurance rate of various provinces(cities)and the connection with industrial injury,work-related death and occupational disease indicators,and analyzes the correlation between occupational disease and industrial injury insurance rate to sort out the existing problems of industrial injury insurance rate policy in China.And put forward the optimization suggestion.The results show that there are some problems in the current rate policy of various regions in China,such as the non-uniform measurement standard of the method of payment of industrial injury insurance premium,rough classification grade of industrial injury insurance premium,long floating period of the rate in some regions,and insufficient cohesion between the floating rate and the indicators of industrial injury,work-related death and occupational disease.This paper puts forward some optimization suggestions,such as unifying the method of payment of industrial injury insurance premium,formulating fine differential rate mechanism,increasing the floating rate space,shortening the floating rate cycle,and considering the influence of changes of industrial injury,death and occupational disease indexes in formulating the floating rate policy.

关 键 词：工伤保险 职业病 费率浮动 政策透视 现存问题 优化建议 

分 类 号：R136[医药卫生—劳动卫生]