制定金融法的时代需求与学理考量  

The Era's Demand and Academic Considerations for Formulating Financial Law

作　　者：郭雳[1] Guo Li

机构地区：[1]北京大学法学院

出　　处：《财经法学》2025年第2期19-39,共21页Law and Economy

摘　　要：金融法治是加快金融强国建设、推进金融高质量发展的重要保障。金融活动、市场及体系所呈现出的复杂性、发展性与关联性加大了金融领域法治建设的难度。当前我国金融领域立法修法呈现出立法基础不牢、修法滞后、空白较多、缺乏共识等问题,需要通过制定金融法加以解决。如何制定金融法虽无成例,既有立法经验仍揭示其应体现基础性和总则性。制定金融法应以推动中国特色金融发展为总体目标,以遵循党的领导、服务实体经济、市场化法治化、统筹金融开放与安全等为基本原则,发挥“助发展”“强规范”的政策功能,并通过酌处金融法的核心概念厘定方式、明晰金融法的体系逻辑来实现内外协调。金融法在立法文本内容上尤其应注重详略得当,通过“升合补废”及时整合协统金融领域其他立法,并构建定期修法等梯度化调试机制予以持续完善。To achieve the rule of law in financial sector is the key safeguard for accelerating the construction of a strong financial nation and promoting high-quality financial development.The complexity,dynamics and interconnectedness of financial activities,markets and systems increase the difficulty of establishing the rule of law in financial sector.Currently,legislative amendments in China's financial sector face challenges such as an unsolid legislative foundation,staggering reforms,significant gaps,and a lack of consensus,which need to be addressed through the formulation of financial law.Although there is no established precedent for formulating financial law,existing legislative experiences both at home and abroad suggest that such a law should embody foundational and general principles.The formulation of financial law should aim to promote the path of financial development with Chinese characteristics,following key principles such as adhering to the leadership of the Communist Party of China,serving the real economy,embracing the market-oriented and rule-of-law approaches,and balancing the financial openness and security.It should also fulfill the policy functions of“promoting development”and“strengthening regulation,”and ensure the internal and external coordination through clarifying core concepts and straightening out the logic of financial law.In terms of legislative content,financial law should pay attention to an appropriate level of detail,integrating and coordinating other legislations in financial sector through the timely adjustments including the forms of“upgrading,merging,supplementing,and abolishing”.Additionally,a mechanism for periodic legislative revisions should be availed to achieve continuous improvement.

关 键 词：制定金融法 金融监管 金融法治 金融立法 定期修法 

分 类 号：D922.28[政治法律—经济法学]