从政策监管到成文法规制:虚拟货币交易监管立法研究  

From Policy Supervision to Statutory Rulemaking:Research on Legislation of Virtual Currency Transaction Supervision

作　　者：刘卫 Liu Wei(School of Law,Hunan University,Changsha Hunan 410082,China)

机构地区：[1]湖南大学法学院,湖南长沙410082

出　　处：《河北经贸大学学报》2025年第2期99-108,共10页Journal of Hebei University of Economics and Business

基　　金：国家社会科学基金一般项目“大数据时代金融数据安全法律保护研究”(21BFX122)。

摘　　要：虚拟货币是数字科技与金融市场深度融合的产物,区块链技术在变革传统支付结算形式的同时,也引发了市场监管难题。我国虚拟货币交易监管体系尚不健全,法律规范缺位,监管理念陈旧,技术手段落后等问题使得现有政策制度无法应对复杂多变的市场情形,亟待立法者予以有力回应。数字经济时代下市场规制法的价值理念是促进金融创新与交易安全的协调发展,若要实现这一治理目标,我国应着手制订“虚拟货币交易法”,厘清虚拟货币的法律性质,明确交易买卖、支付结算和代币发行等活动的具体规则。建立系统性交易监管机制,统筹部门行政职权,提升虚拟货币交易监管法治水平。Virtual currency is the product of the deep integration of digital technology and financial market.Blockchain technology has also caused market supervision problems while changing the traditional form of payment and settlement.China's virtual currency transaction supervision system is not yet perfect,the absence of legal norms,the old concept of supervision,backward technical means and other issues make the existing policy system unable to cope with the complex and changeable market situation,and it is urgent for legislators to respond forcefully.In the era of digital economy,the value concept of market regulation law is to promote the coordinated development of financial innovation and transaction security.To achieve this governance goal,China should start to formulate a"virtual currency trading law",clarify the legal nature of virtual currency,and clarify the specific rules for trading,payment and settlement,and token issuance.Establish a systematic transaction supervision mechanism,coordinate the administrative functions and powers of the department,and improve the level of legalization of virtual currency transaction supervision.

关 键 词：虚拟货币 区块链 金融创新 监管模式 法治完善 

分 类 号：D922.28[政治法律—经济法学]