农业保险、劳动力资源配置与农业全要素生产率  

Agricultural Insurance,Labor Resource Allocation and Agricultural Total Factor Productivity

作　　者：郑军[1] 宁涛 ZHENG Jun;NING Tao

机构地区：[1]安徽财经大学金融学院

出　　处：《中央财经大学学报》2025年第3期66-82,I0003,共18页Journal of Central University of Finance & Economics

基　　金：安徽省教育厅科学研究项目“农业保险助推绿色经济的影响效应、效果检验及实施路径”(项目编号:2024AH050009)。

摘　　要：农业经济的可持续增长是农业高质量发展的必然要求,而农业全要素生产率的不断提高是农业经济可持续增长的根本路径。本文基于30个省份2010—2022年的面板数据结合中介效应模型,系统诠释农业保险能够有效配置劳动力资源进而推动农业全要素生产率提升的作用机制。研究发现:农业保险具有劳动力要素配置效应和生产普惠效应,农业保险的保障性表现为分散风险和改变农户生产预期,提升劳动力的经济效率和生产活动的灵活性,促进劳动力资源合理配置,形成劳动力要素配置效应;农业保险的政策性表现为减轻农民负担和促进农业生产投资与技术创新、优化劳动力资源配置和增强市场活力,推动农业全要素生产率发展,形成生产普惠效应。劳动力资源配置是农业保险推动农业全要素生产率发展的中介机制。同时进一步的拓展分析发现,农业保险对农业全要素生产率的影响,因农村现代产业融合程度、农村人力资本水平和农村自然禀赋程度的不同而存在异质性。此外,通过对农业保险多维生产普惠效应的研究发现:农业保险对农业技术进步、农村转移人口市民化、农产品市场标准化和农业生产绿色化都具有重要影响。The sustainable growth of agricultural economy is the inevitable requirement of the high-quality development of agriculture,and the continuous improvement of agricultural total factor productivity is the fundamental path of the sustainable growth of agricultural economy.Based on the panel data of 30 provinces from 2010 to 2022 combined with the intermediary effect model,this paper systematically interprets the function mechanism of agricultural insurance that can effectively allocate labor resources and then promote the improvement of agricultural total factor productivity.The study shows that agricultural insurance has the allocation effect of labor force factors and the universal effect of production.The guarantee of agricultural insurance shows risk diversification,change of farmers'production expectations,improving the economic efficiency of labor force and the flexibility of production activities,promoting the rational allocation of labor resources,and forming the allocation effect of labor factors.The policy of agricultural insurance is to reduce the burden of farmers,promote agricultural production investment and technological innovation,optimize the allocation of labor resources and enhance market vitality,promote the development of agricultural total factor productivity,and form the universal effect of production.The allocation of labor resources is the intermediary mechanism for agricultural insurance to promote the development of agricultural total factor productivity.At the same time,further expansion analysis found that the impact of agricultural insurance on agricultural total factor productivity was heterogeneous due to the degree of integration of modern rural industries,the level of rural human capital and the degree of rural natural endowment:In addition,through the research on the multi-dimensional production universal effect of agricultural insurance,it is found that agricultural insurance has an important impact on the progress of agricultural technology,the citizenization of rural migrant po

关 键 词：农业保险 劳动力资源配置 农业全要素生产率 

分 类 号：F323[经济管理—产业经济] F840.66