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作 者:陈慧强 王雁南 刘路 CHEN Huiqiang;WANG Yannan;LIU Lu(Legal Affairs Department,Postal Savings Bank of China)
机构地区:[1]中国邮政储蓄银行法律事务部
出 处:《中国银行业》2025年第2期41-43,6,共4页China Banking
摘 要:大模型的应用开创性地改变了银行业传统的法律审查纯人工方式,辅助提升了法律审查工作的标准化和规范化,降低人为因素带来的审查意见不一致、问题点遗漏等风险。同时,借助智能法审辅助工具,由大模型自动作出辅助提示意见,有助于缩短法律审查的周期,提高工作效率。The application of large-scale models has revolutionized the traditional manual approach to legal review in the banking industry,assisted in enhancing the standardization and normalization of legal review processes,and reduced risks arising from human factors such as inconsistent review opinions and omission of critical issues.However,due to the private,complex,and time-sensitive nature of data in the financial sector,the application of general large models available in the market for the intelligentization of legal review in banking is less than satisfactory.To address these challenges,the Postal Savings Bank of China has integrated actual business scenarios to rapidly build vertical large-scale models specific to the legal field.By establishing intelligent legal review assistance tools,the bank is comprehensively advancing the digital transformation of legal risk prevention and control in the banking industry.
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