社会信用体系建设对缩小城乡收入差距影响研究——基于长三角社会信用体系示范城市建设的准自然实验  

Research on the Impact of Building a Social Credit System on Narrowing the Income Gap between Urban and Rural Areas——A quasi natural experiment based on the construction of demonstration cities in the Yangtze River Delta social credit system

作　　者：孔杏 KONG Xing

机构地区：[1]浙江开放大学经济管理教学部

出　　处：《价格理论与实践》2024年第12期135-141,共7页Price:Theory & Practice

基　　金：浙江省科技厅软科学研究计划项目“乡村振兴视域下基层信用环境监测与评价研究”(2024C35084);浙江省高校重大人文社科攻关计划项目(2024GH067)

摘　　要：社会信用体系建设对提升社会公平、推动全体人民共同富裕产生积极影响。完善社会信用体系建设、提升农村金融服务可得性和创业活跃度对于持续缩小城乡收入差距具有重要意义。本文以我国社会信用体系示范城市建设为准自然实验,利用2010-2022年长三角地级及以上城市数据,采用多期双重差分法(DID)考察社会信用体系建设是否以及如何影响城乡收入差距。结果表明:在本文的研究时限范围内,(1)社会信用体系建设能显著缩小城乡收入差距;(2)社会信用体系建设缩小城乡收入差距的机制包括提高农村居民金融可得性和提升创业活跃度;(3)在经济发展水平相对弱的省份,社会信用体系建设缩小城乡收入差距的作用更为突出;在普惠金融发展水平较低的城市和人力资本水平较高的城市,社会信用体系建设缩小城乡收入差距的作用均显著。基于此,应扩大社会信用体系建设示范城市范围,持续优化农村信用环境,加快提升金融服务“三农”的能力和水平,健全完善相关创业激励机制,进一步激发农村创业活力,着力缩小城乡收入差距。The construction of a social credit system has a positive impact on improving social equity and promoting common prosperity for all people.Improving the construction of the social credit system,enhancing the accessibility of rural financial services,and increasing entrepreneurial activity are of great significance for continuously narrowing the income gap between urban and rural areas.This article takes the construction of demonstration cities for China's social credit system as a natural experiment,using data from cities at the prefecture level and above in the Yangtze River Delta from 2010 to 2022.The multi period difference in differences(DID)method is used to examine whether and how the construction of the social credit system affects the urban-rural income gap.The results indicate that within the time limit of this study,(1)the construction of a social credit system can significantly narrow the income gap between urban and rural areas;(2)the mechanism for narrowing the income gap between urban and rural areas through the construction of a social credit systemincludes improving the financial accessibility of rural residents and enhancing entrepreneurial activity;(3)in provinceswith relativelyweak economic development,the role of building a social credit systemin narrowing the urban-rural income gap ismore prominent;In citieswith lower levels of inclusive finance development and higher levels ofhuman capital,the construction of social credit systems has a significant effect on narrowing the urban-rural income gap.Based on this,we should expand the scope ofdemonstration cities for the construction of the social credit system,continuously optimize the rural credit environment,accelerate the improvement of the ability and level of financial services for agriculture,rural areas,and farmers,improve relevant entrepreneurial incentivemechanisms,further stimulate rural entrepreneurial vitality,and focus on narrowing the income gap between urban and rural areas.

关 键 词：社会信用体系建设 城乡收入差距 农村金融服务可得性 创业活跃度 

分 类 号：D64[政治法律—政治学] F124.7[政治法律—中外政治制度]