供应链金融中的风险识别与防控机制研究  

Research on Risk Identification and Prevention Mechanisms in Supply Chain Finance

作　　者：薛为国 Weiguo Xue(China Germany Housing Savings Bank Co.,Ltd.Tianjin 300051)

机构地区：[1]中德住房储蓄银行有限责任公司,天津300051

出　　处：《经济发展研究(香港)》2025年第1期83-85,共3页

摘　　要：在全球经济深度融合与产业链协同发展的大背景下,供应链金融作为连接实体经济与金融服务的关键纽带发挥着日益重要的作用。本文聚焦供应链金融,剖析其在实体经济发展中的关键作用与风险挑战。先阐述供应链金融概念、特点及主要模式,识别信用、贸易背景真实性等常见风险类型与不同模式风险点,进而构建涵盖信用评估、风险预警等方面的全面风险防控机制。通过案例分析验证其有效性与重要性。研究表明,有效防控机制能降低风险,保障供应链金融稳健发展,未来需随技术与市场变化持续创新完善。Against the backdrop of deep integration of the global economy and coordinated development of industrial chains,supply chain finance plays an increasingly important role as a key link between the real economy and financial services.This article focuses on supply chain finance,analyzing its key role and risk challenges in the development of the real economy.Firstly,explain the concept,characteristics,and main models of supply chain finance,identify common risk types and risk points such as credit and trade background authenticity,and then construct a comprehensive risk prevention and control mechanism covering credit assessment,risk warning,and other aspects.Verify its effectiveness and importance through case analysis.Research has shown that effective prevention and control mechanisms can reduce risks,ensure the stable development of supply chain finance,and require continuous innovation and improvement in response to technological and market changes in the future.

关 键 词：供应链金融 风险识别 风险防控机制 技术创新 

分 类 号：F830.9[经济管理—金融学]