利益平衡视角下个人破产制度的构建  

Construction of the Personal Bankruptcy System from the Perspective of Interest Balance

作　　者：王艳梅[1] 任猛 Wang Yanmei;Ren Meng

机构地区：[1]吉林大学法学院

出　　处：《行政管理改革》2025年第3期65-76,共12页Administration Reform

基　　金：国家社会科学基金一般项目“基于区分原则的股权归属法律问题研究”(23BFX083)。

摘　　要：构建个人破产制度是完善我国破产法律体系、维护市场秩序稳定、进一步优化营商环境的重要举措。利益平衡原则要求协调多方主体的权利义务、兼顾社会整体利益。在个人破产制度中坚持利益平衡原则能够有效协调债务人与债权人利益关系、扭转社会偏见,更好发挥社会治理“安全阀”的功能。个人破产制度的构建应当以平衡多元利益诉求为目标,立足我国试点实践,通过明确破产清算、重整与和解等关键制度的适用条件,进一步优化豁免财产、失权复权等程序设计,完善财产申报、庭外和解等配套措施,确保个人破产制度行稳致远。The establishment of a personal bankruptcy system constitutes a crucial initiative to improveChina's bankruptcy legal framework,maintain stable market order,and further optimize the business environment.The principle of interest balance requires coordinating the rights and obligations of multiple parties while considering theoverall interests of society.Adhering to this principle in personal bankruptcymechanisms can effectively rectify biases in traditional moral evaluations,harmonize the interests between debtors and creditors,and better leverage the "safety valve" function in social governance.Therefore,the construction of the personal bankruptcy system should aim to balance diverse interest demands,grounded in China's pilot practices.This can be achieved by clarifying applicable conditions for key mechanisms such as bankruptcy liquidation,reorganization,and reconciliation,optimizing procedural designs including exempt property and discharge/rehabilitation systems,while enhancing supporting measures like interview counseling,asset declaration,and out-of-court settlements.These efforts will ensure the stable and sustainable implementation of China's personal bankruptcy system.

关 键 词：个人破产 利益平衡 债务免责 庭外和解 

分 类 号：D63[政治法律—政治学]