农村金融风险文化建设研究  

Research on the Construction of Rural Financial Risk Culture

作　　者：姜丽凡[1,2] JIANG Li-fan(School of Finance,Changchun Finance College,Changchun 130124,China;Jilin Province Financial Culture Research Center,Changchun 130124,China)

机构地区：[1]长春金融高等专科学校金融学院,吉林长春130124 [2]吉林省金融文化研究中心,吉林长春130124

出　　处：《长春金融高等专科学校学报》2025年第2期22-26,96,共6页Journal of Changchun Finance College

摘　　要：随着我国农村金融改革发展的推进,农村金融风险问题不断暴露出来,而现有的管理控制措施却未能取得理想效果。其根本原因在于农村金融风险文化建设的滞后,阻碍了各种管控措施效果的发挥。完善的农村金融风险文化有利于营造良好的外部环境,提高农村金融体系的稳定性和抗风险能力。农村金融风险文化的构建应以“三农”为中心,以农村金融组织为主导,并遵循“诚实守信、以义取利、守正创新、稳健审慎”的核心价值观。With the advancement of rural financial reform and development in China,rural financial risk is-sues continue to be exposed,but existing management and control measures have not achieved ideal re-sults.The fundamental reason lies in the lagging construction of rural financial risk culture,which hinders the effectiveness of various control measures.A sound rural financial risk culture is conducive to creating a favorable external environment,improving the stability and risk resistance of the rural financial system.The construction of rural financial risk culture should be centered on"agriculture,rural areas,and farm-ers",led by rural financial organizations,and follow the core values of"honesty and trustworthiness,seek-ing profits with righteousness,upholding integrity and innovation,and being steady and prudent".

关 键 词：农村金融 风险文化 建设研究 

分 类 号：F323[经济管理—产业经济]