数字普惠金融发展的区域不平衡性及协调路径  

Regional Imbalance and Coordination Paths in the Development of Digital Inclusive Finance

作　　者：王颖 WANG Ying(School of Financial Management,Changchun Finance College,Changchun 130124,China;Jilin Province Inclusive Finance Research Center,Changchun 130124,China)

机构地区：[1]长春金融高等专科学校财务管理学院,吉林长春130124 [2]吉林省普惠金融研究中心,吉林长春130124

出　　处：《长春金融高等专科学校学报》2025年第2期50-56,共7页Journal of Changchun Finance College

基　　金：长春金融高等专科学校科研规划项目(2024JZ005)。

摘　　要：新时期下,虽然我国数字普惠金融发展已处于世界领先地位,但仍暴露出诸多问题,尤其是区域不平衡的问题,严重制约了区域经济的均衡发展。因此,有必要深入分析数字普惠金融发展的区域不平衡性,找出问题出现的原因,并探寻更多协调路径,如强化数字普惠金融内部结构协调性、注重数字化技术与金融的深度融合等,以保证现存问题在有效解决的同时,数字普惠金融能实现区域协调发展目标。In the new era,although the development of digital inclusive finance in China has been in the leading position in the world,many problems are still exposed,especially the problem of regional imbal-ance,which seriously restricts the balanced development of regional economy.Therefore,there will be fur-ther analysis of digital pratt&whitney financial development of regional imbalance,find out the cause of the problem,and explore more coordination path,such as strengthening digital pratt&whitney financial in-ternal structure coordination,pay attention to the depth of the digital technology and financial integration,etc.,to ensure that the existing problems in effectively solve at the same time,digital pratt&whitney finan-cial can achieve regional coordinated development goals.

关 键 词：数字普惠金融 区域不平衡性 协调路径 

分 类 号：F832[经济管理—金融学] F49