长期护理保险对中老年人心理健康的影响  

Impact of Long-term Care Insurance on MentalHealth of Middle-aged and Elderly People

作　　者：李佳政 李聪[1] 张学涛 LI Jia-zheng;LI Cong;ZHANG Xue-tao(School of Economics,Qingdao University,Qingdao 266061,China;People′s Bank of China Linyi Central Sub-branch,Linyi 276000,China)

机构地区：[1]青岛大学经济学院,青岛266061 [2]中国人民银行临沂市中心支行,临沂276000

出　　处：《青岛大学学报(自然科学版)》2025年第1期132-140,共9页Journal of Qingdao University(Natural Science Edition)

基　　金：山东省高等学校青创科技计划创新团队(批准号:2022RW032)资助;山东省自然科学基金青年项目(批准号:ZR2022QG023)资助。

摘　　要：基于中国健康与养老追踪调查2011—2020年五期数据,以2016年长期护理保险在全国范围内的试点作为准自然实验,采用双重差分法分析长期护理保险对中老年人心理健康水平的影响和作用路径。研究结果表明,长期护理保险通过改善身体健康状况和增强健康管理意识显著提高中老年人心理健康水平,对于低年龄段、农村地区、西部地区以及女性中老年人心理健康水平的提高效应更加显著。Based on data from the China Health and Elderly Care Tracking Survey 2011—2020 five-period,the nationwide pilot of long-term care insurance in 2016 was used as a quasi-natural experiment.The difference in difference method was used to analyse the impact and path of long-term care insurance on the mental health level of middle-aged and elderly people.The results show that long-term care insurance significantly improves the mental health level of middle-aged and elderly people through improving physical health and enhancing health management awareness,and the effect of improving the mental health level of middle-aged and elderly people is more pronounced for the lower age groups,rural areas,western areas,and female middle-aged and elderly people.

关 键 词：长期护理保险 心理健康 身体健康状况 健康管理意识 

分 类 号：F840.61[经济管理—保险]