抗战时期陕甘宁边区储蓄工作研究  

A Study on the Savings Initiatives in the Shaanxi-Gansu-Ningxia Border Region during the War of Resistance Against Japanese Aggression

作　　者：张昕冉 ZHANG Xinran(School of History and Culture,Hubei University,Wuhan,Hubei 430062)

机构地区：[1]湖北大学历史文化学院,湖北武汉430062

出　　处：《中国延安干部学院学报》2024年第4期126-136,共11页Journal of China Executive Leadership Academy Yan’an

摘　　要：皖南事变后,边区财政陷入危机,不得不大力推行节约储蓄运动以筹集民间资金,如何有效发动民众参与储蓄成为当务之急。边区银行尝试发行有奖储蓄券,但效果并不明显。而当通货膨胀来临时,边区银行通过“大吞小吐”的方针,努力吸收市场多余货币,抑制通货膨胀,取得了一定的效果,但民众储蓄仍然薄弱。因此,银行组织公营工厂的工人节约储蓄,并与合作社达成合作关系,逐步扩大吸储范围,从而有利于集中闲散资金、促进生产资金流转、提高人民抗风险能力。使储蓄工作不仅不成为百姓的负担,还能成为政府、市场与民众三方互利的关键要素。In the wake of the South Anhui Incident,the government of the border region launched a campaign on savings to raise funds from the public in response to the financial crunch it faced.How to effectively mobilize people to participate in it became a top priority.The Border Region Bank issued premium saving bonds to encour⁃age savings but with insignificant results.When inflation set in,the bank adopted a policy of“drawing the large sav⁃ings while releasing the smaller ones”to absorb excess currency in the market,which curbed inflation to some ex⁃tent.However,public savings remained weak.Thereby,the bank launched initiative on frugal savings targeted on factory workers in public factories and established partnerships with cooperatives in an effort to gradually expand the scope of deposits,which was conducive to consolidate idle capital,facilitate the flow of production funds,and enhance people’s ability to withstand financial risks.As a result,instead of a burden on the people,the savings ini⁃tiative became a key element benefiting the government,the market,and the public alike.

关 键 词：抗战时期 陕甘宁边区 边区银行 信用合作社 节约储蓄运动 

分 类 号：D231[政治法律—政治学]