金融科技“赋能”企业绿色创新  

FinTech“empowers”corporate green innovation

作　　者：舒家先[1] 杨宇翔 SHU Jiaxian;YANG Yuxiang(Anhui University of Finance and Economics,Bengbu 233030)

机构地区：[1]安徽财经大学,安徽蚌埠233030

出　　处：《财贸研究》2025年第3期71-85,共15页Finance and Trade Research

基　　金：安徽高校科学研究重大项目“支持碳金融发展的财政金融协同政策研究”(2022AH040082);安徽省教育厅质量工程重大项目(2022jcbs002)。

摘　　要：以2016—2020年中国沪深A股上市公司为研究对象,从企业内部投入与外在激励的视角考察金融科技对于企业绿色创新的影响及其作用机制。结果表明,金融科技能够显著促进企业绿色创新。机制检验表明,金融科技通过技术溢出助力企业数字化转型和提升企业环境信息披露质量两个途径对企业绿色创新水平产生影响。进一步分析发现,金融科技在环境规制较强的地区、重污染行业以及科技属性较低的企业中的表现更为突出。The study examines the impact of FinTech on corporate green innovation and its underlying mechanisms from the perspective of internal corporate investment and external incentives,using Chinese A-share listed companies on the Shanghai and Shenzhen stock exchanges from 2016 to 2020 as the research sample.The results indicate that FinTech can significantly promote corporate green innovation.Mechanism tests reveal that FinTech enhances corporate green innovation through two key pathways:facilitating digital transformation via technology spillovers and improving the quality of environmental information disclosure.Further analysis reveals that the impact of FinTech is more pronounced in regions with stricter environmental regulations,heavily polluting industries,and firms with weaker technological attributes.

关 键 词：金融科技 绿色创新 技术溢出效应 

分 类 号：F832[经济管理—金融学]