金融领域下融资租赁企业风险及规避对策分析  

Analysis of Risks and Avoidance Strategies for Financing Lease Enterprises in the Financial Sector

作　　者：杨赓 YANG Geng(CPC Anshan Municipal Party School,Anshan Liaoning 114002,China)

机构地区：[1]中共鞍山市委党校,辽宁鞍山114002

出　　处：《鞍山师范学院学报》2025年第1期46-49,共4页Journal of Anshan Normal University

摘　　要：融资租赁企业是金融领域中连接资金供需的关键桥梁,对实体经济的发展至关重要。基于融资租赁与企业类型以及不同融资租赁企业风险的分析,提出融资租赁企业具体规避风险措施:构建智能预警系统,降低市场风险;强化成本效益分析,防控财务风险;利用资产证券手段,管理流动风险;树立风险管理意识,避免操作风险;升级信用评估体系,预防信用风险;实施风险对冲策略,降低利率汇率风险。这些措施的有效实施将助力企业在多变的金融环境中稳健发展。Financing lease enterprises serve as a crucial bridge connecting the supply and demand of funds in the financial sector,playing a vital role in the development of the real economy.Based on an analysis of the risks associated with different types of financing lease enterprises,specific avoidance measures are proposed:constructing an intelligent early warning system to reduce market risks;strengthening cost-benefit analysis to prevent financial risks;utilizing asset securitization methods to manage liquidity risks;fostering a risk management culture to avoid operational risks;upgrading the credit evaluation system to prevent credit risks;and implementing risk hedging strategies to mitigate interest rate and exchange rate risks.The effective implementation of these measures will facilitate the steady development of enterprises in a volatile financial environment.

关 键 词：金融领域 融资租赁 企业风险 规避对策 

分 类 号：F832.4[经济管理—金融学]