关于商业银行打造科技金融“生态圈” 助力新质生产力加速发展的路径研究  

Research on the Path of Commercial Banks Building a"Ecosystem"of Technology Finance to Help Accelerate the Development of New Quality Productive Forces

作　　者：中国农业银行浙江省分行课题组 谭敦宇 

机构地区：[1]中国农业银行浙江省分行,浙江杭州310020

出　　处：《浙江金融》2025年第1期3-15,共13页Zhejiang Finance

摘　　要：科技金融如何更好地支持新质生产力加速发展是当前亟须研究的热点问题。本文从理论推导和模型分析着手,论证打造科技金融“生态圈”的必要性和可行性,分析商业银行在其中扮演的关键角色,并提出各参与主体应当共同优化联动机制、共同分享行业信息、共同创新产品服务、共同培育人才队伍、共同防范信用风险、共同提升经营效能,以联动合力更好地助推新质生产力发展。How technology finance can better support the development of new quality productive forces is a hot issue that urgently needs to be studied.This paper starts from theoretical deduction and model analysis,demonstrates the necessity and feasibility of building a"ecosystem"of technology finance,analyzes the crucial role played by commercial banks in it,and proposes that all participating entities should jointly optimize the linkage mechanism,share industry information,innovate product services,cultivate talent teams,prevent credit risks,and improve operational efficiency.By working together with a combined force,it can better boost the development of new quality productive forces.

关 键 词：商业银行 科技金融 新质生产力 生态圈 

分 类 号：F830.33[经济管理—金融学]