浙江普惠金融发展的基本经验启示和建议  

Key Insights and Implications in the Development of Inclusive Finance in Zhejiang

作　　者：朱燕建[1] 

机构地区：[1]浙江大学金融研究院,浙江杭州310001

出　　处：《浙江金融》2025年第1期16-20,共5页Zhejiang Finance

基　　金：浙江省社科规划全国影响力建设智库重大课题《扎实做好金融大文章,全力推动金融强省建设研究》(课题编号:ZKZD2024012)阶段性成果。

摘　　要：历经多年努力,我国普惠金融取得突破性发展。其中,浙江省作为相关国家级金融试验区最多的省份,起步早、发展久,多项指标领跑全国、多项探索推广全国,形成较强标杆品牌效应。立足浙江省,系统梳理可供参考借鉴的经验规律,扩大辐射影响,助力完善顶层设计和总体规划,不仅对新形势下落实中央金融工作会议要求、实现普惠金融高质量发展大有裨益,也可为创造更加优良的社会环境,以中国式现代化全面推进强国建设、民族复兴伟业贡献更大力量。本文在多样化调研的基础上,对浙江省内相关机构实践经验进行了梳理总结,并提出下一步工作建议。After years of effort,inclusive finance in China has made breakthrough progress.Among the provinces,Zhejiang stands out as the one with the most national-level financial pilot zones.It started early and has developed for a long time,leading the country in several indicators and promoting numerous explorations nationwide,thereby creating a strong benchmark.Based on a systematic review of Zhejiang's experiences,this study aims to expand its influence,assist in improving top-level design and overall planning.This is not only beneficial for implementing the requirements of the Central Financial Work Conference under the new circumstances and achieving high-quality development of inclusive finance,but also contributes to the creation of a better social environment and advancing the comprehensive construction of a great country and the rejuvenation of the Chinese nation on all fronts through a Chinese path to modernization.This study,based on diversified research,summarizes the practical experiences of relevant Zhejiang institutions and proposes suggestions for next step.

关 键 词：普惠金融 金融大文章 浙江省 

分 类 号：F832.7[经济管理—金融学]