多措并举 推动银发经济高质量发展  

Take multiple measures to promote the high-quality development of the silver economy

作　　者：中国国际经济交流中心课题组 窦勇 梁云凤 邬琼 张乃欣 崔璨 李达 马晓玲 Research Group of China Center for International Economic Exchanges

机构地区：[1]不详

出　　处：《全球化》2025年第2期10-20,134,共12页Globalization

摘　　要：当前,我国人口老龄化快速演进,养老需求急剧扩大,银发经济兼具养老事业和产业特性,拥有巨大的产业发展潜力。发展银发经济,是事关“人民最关心、最直接、最现实的利益问题”。本文综合国内外情况,探讨银发经济的内涵和边界,提出银发经济发展存在需求受到制约、养老保障服务体系建设滞后、市场供给不足、产业链缺乏整合等问题。根据国家统计局产业分类,本文分析了养老金融、养老服务、老年用品、老年旅游、老年人力资源和老年医疗卫生六大领域发展现状,研判发展趋势,采用组合预测方法对银发经济的潜在规模进行测算。在定性和定量测算基础上,提出银发经济未来的发展任务、发展目标,以及加快完成配套政策体系、加大政府支持力度和有效供给、拓展升级产业链、激发人力资源红利等政策建议。At present,China' s population is aging rapidly,the demand for old-age care is expanding sharply,and the silver economy has both old-age care and industrial characteristics,and has huge potential for industrial development.The development of the silver economy is a matter of "the most concerning,direct and realistic interests of the people".Based on the domestic and international conditions,this paper discusses the connotation and boundary of the silver economy,and proposes that the development of the silver economy has problems such as the demand is restricted,the construction of the old-age security service system is lagging behind,the market supply is insufficient,and the industrial chain is not integrated.According to the industrial classification of the National Bureau of Statistics,this paper analyzes the development status of six major fields:pension finance,pension services,elderly products,elderly tourism,elderly human resources and elderly medical and health care,studies and judges the development trend,and uses the combination forecasting method to estimate the potential scale of the silver economy.On the basis of qualitative and quantitative calculations,this paper puts forward the future development tasks and goals of the silver economy,as well as policy suggestions such as accelerating the completion of the supporting policy system,increasing government sup port and effective supply,expanding and upgrading the industrial chain,and stimulating human resource dividends.

关 键 词：人口老龄化 银发经济 养老产业 

分 类 号：F719[经济管理—产业经济]