商业银行FTP管理面临的新挑战与应对  

New Challenges and Responses in FTP Management for Commercial Banks

作　　者：张吉光[1,2] 张艳萍(翻译) ZHANG Jiguang(Finance and Planning Department,Bank of Shanghai)

机构地区：[1]上海银行总行计划财务部 [2]上海金融学会 [3]不详

出　　处：《中国银行业》2025年第3期46-49,6,共5页China Banking

摘　　要：当前商业银行外部经营环境复杂,资产负债管理需要考虑更多因素,FTP作为引领业务发展的重要管理工具面临一系列新挑战。这就要求银行在坚持FTP定价基本逻辑和原则的基础上,加强前瞻性研究,结合新形势针对性开展FTP定价管理工作,避免固守陈规而陷入经营管理困境。At present,domestic commercial banks are facing more complex operating environment with more factors to be considered in asset-liability management.As an important management tool leading business development,FTP is facing a series of new challenges.This requires commercial banks to strengthen forward-looking research adhering to the basic logic and principles of FTP pricing,and to carry out FTP targeted pricing management in light of the new situation,so as to avoid sticking to stereotypes and falling into operational and management dilemmas.

关 键 词：商业银行 应对 FTP管理 新挑战 外部经营环境 

分 类 号：F832.2[经济管理—金融学]