信用周流:清中期钱票流通的类型与地域差异  

Credit Circulation:the Types and Regional Differences of theCirculation of Qianpiao in the Middle of the Qing Dynasty

作　　者：赵士第 ZHAO Shidi(School of History,Wuhan University,Wuhan,Hubei 430072,China)

机构地区：[1]武汉大学历史学院,湖北武汉430072

出　　处：《江西师范大学学报(哲学社会科学版)》2025年第2期143-153,共11页Journal of Jiangxi Normal University(Philosophy and Social Sciences Edition)

基　　金：国家社会科学基金青年项目“明清钱法运作机制研究”(编号:24CZS051);第75批博士后面上资助项目“国家治理视域下的明清钱法运作研究”(编号:2024M752450)。

摘　　要：清代乾嘉时期的很多地区已经流通钱票,尤其道光时期已大范围流通,“道光萧条”引起的货币危机是其重要因素。文献中的记录虽名为“钱票”,但本质不同,有信用票据类的本票、支票等,也有近似纸币的钱票,因此要加以区分。同时,钱票流通地域差异不应忽视,北方多是因钱荒引起的广泛用票,而南方则多为解决交易不便或信用支付而用票。清朝并未形成统一的钱票市场,钱票行用是货币主导权下移的重要表现,也是宋元明时期信用票据的延续。其改变了铜钱的行用习惯,也为地域通货的调节增加了弹性。During the Qianlong and Jiaqing periods of the Qing Dynasty,Qianpiao was already in circulation in many areas.Its circulation became even more widespread during the Daoguang period,largely due to the currency crisis triggered by the“Daoguang Depression”.Although commonly referred to as“Qianpiao”in historical records,the essence of these instruments varied.They include credit instruments like promissory notes,checks,etc.,as well as Qianpiao that resemble paper money.Therefore,it is important to distinguish between these different types.At the same time,the regional differences in the circulation of Qianpiao should not be ignored.In the north of ancient China,Qiaopiao was widely used because of money shortage,while in the south,it was used to solve transaction inconvenience or credit payment.A unified market for Qianpiao was not formed in the Qing Dynasty,and the use of Qianpiao was an important manifestation of the decline of currency dominance and was also a continuation of credit bills in the Song,Yuan and Ming dynasties,which changed the habits of using copper coins and added the flexibility to the adjustment of regional currency.

关 键 词：清中期 钱票流通 地域差异 信用工具 钱荒 

分 类 号：K249[历史地理—历史学]