农产品“保险+期货”模式的优化路径分析  

Optimization Path Analysis of the“Insurance+Futures”Model for Agricultural Products

作　　者：盛继丹 吕佳欣 董海梅 郭婷 侯中甲 Sheng Jidan;Lv Jiaxin;Dong Haimei;Guo Ting;Hou Zhongjia(School of Economics and Management,Suihua University,Suihua Heilongjiang 152061)

机构地区：[1]绥化学院经济管理学院,黑龙江绥化152061

出　　处：《北方经贸》2025年第4期96-99,共4页Northern Economy and Trade

基　　金：黑龙江省省属本科高校基本科研业务(YWF10236220206);黑龙江省大学生创新创业训练项目(202110236012)(S202210236039)(202310236059);绥化学院大学生创新创业训练项目(shxy202306)。

摘　　要：农产品“保险+期货”模式是将保险市场与期货市场相结合的新型农业风险管理方式,该模式的有效推广能够促进我国农业健康快速发展。目前,在我国“保险+期货”模式发展中仍然存在诸多限制因素,基于“保险+期货”模式的运行流程和农产品“保险+期货”模式的发展现状,分析当前我国“保险+期货”模式发展中面临的困境,提出从农产品期货市场、风险管理方式及专业人才等三个角度进行路径优化。The price risk management of agricultural products under the“insurance+futures”model is an important supplement to the agricultural risk management system and a specific measure for financial innovation to serve rural revitalization.The“insurance+futures”model for agricultural products in China is still in its early stages,and there are still many issues that need to be further studied.In the operation of the"insurance+futures"model,there are still problems such as incomplete financial subsidy mechanisms,insufficient varieties of agricultural product futures options on the exchange,and the need to strengthen business cooperation between insurance companies and futures companies.Suggestions are proposed to improve the government's financial subsidy mechanism,introduce new varieties of agricultural product futures options,and strengthen business cooperation between insurance companies and futures companies in response to existing problems.

关 键 词：农产品 “保险+期货” 风险管理 路径 

分 类 号：F830[经济管理—金融学]