金融与科技双轮创新推动新质生产力的内在逻辑与实践路径研究  

Research on the Internal Logic and Practical Path of Double-Wheeled Innovation of Finance and Science and Technology to Promote New Quality Productivity

作　　者：陆岷峰 施志晖 LU Minfeng;SHI Zhihui(Shanghai Institute of Technology and Finance,Shanghai University,Shanghai 200444,China;Financial Technology Laboratory,Suzhou Commercial Bank,Nanjing 210003,China)

机构地区：[1]上海大学上海科技金融研究所,上海200444 [2]苏商银行金融科技实验室,江苏南京210003

出　　处：《福建商学院学报》2025年第1期58-65,共8页Journal of Fujian Business University

基　　金：国家社会科学基金一般项目“互联网金融市场跨界风险的协同监管长效机制与政策研究”(21BJY022);国家社会科学基金一般项目“基于区块链技术的供应链金融共生融资模式与协同决策研究”(20BGL009)。

摘　　要：在全面建设社会主义现代化国家的背景下,金融与科技的双轮创新在铸造新质生产力中具有重要作用。经济全球化和创新驱动下,金融和科技成为现代经济发展的核心动力。研究提出,通过实施多维战略,包括强化科技研发、推动金融创新、优化产业结构、构建创新生态系统及深化国际合作等措施,应对当前挑战。加强科研投入、鼓励企业与科研机构合作、提供灵活多样的融资渠道及完善金融科技监管框架,是实现金融与科技高效融合,推动经济可持续发展的关键路径。In the strategic context of the construction of a modern socialist country,the two-wheeled innovation of finance and science and technology has an important role to play in forging new quality productive forces.Under economic globalization and innovation drive,finance and science and technology have become the core driving force of modern economic development.The study proposes to address the current challenges by implementing multidimensional strategies,including measures to strengthen scientific and technological research and development,promote financial innovation,optimize industrial structure,build an innovation ecosystem and deepen international cooperation.Strengthening investment in research,encouraging cooperation between enterprises and research institutions,providing flexible and diversified financing channels,and improving the regulatory framework for fintech are the key paths to realizing the efficient integration of finance and science and technology and promoting sustainable economic development.

关 键 词：新质生产力 金融科技 科技创新 经济发展 

分 类 号：F832.0[经济管理—金融学]