数字普惠金融赋能农业绿色低碳转型的路径研究——基于农业科技创新视角  

Study on Path of Digital Financial Inclusion Enabling Agricultural Green and Low-carbon Transformation from Perspective of Agricultural Science and Technology Innovation

作　　者：高晓钰 何宏庆[1] GAO Xiao-yu;HE Hong-qing(School of Economics and Management,Yan’an University,Yan’an 716000,China)

机构地区：[1]延安大学经济与管理学院,陕西延安716000

出　　处：《江西农业学报》2025年第4期103-111,共9页Acta Agriculturae Jiangxi

基　　金：陕西省科技厅软科学项目“金融科技创新推动陕北乡村产业振兴研究”(2020KRM086);陕西省社科基金项目“数字金融驱动陕西实体经济高质量发展研究”(2021D022);延安市社会科学专项资金2023年度规划项目“数字金融推动延安实体经济高质量发展研究”(23BJJ19)。

摘　　要：基于2012—2022年中国30个省份的面板数据,从农业科技创新的角度分析了数字普惠金融在推动农业实现绿色低碳转型中发挥的作用。结果显示,数字普惠金融可以通过促进农业科技创新来推动农业绿色低碳转型。门槛效应结果表明,在数字普惠金融和农业绿色低碳转型的进程中,农业科技创新起到了双重门槛的作用。异质性检验结果表明,从地域差异角度来看,数字普惠金融在推动农业绿色低碳转型方面的影响从东部地区向西部地区逐渐减少;从农业核心价值角度来看,数字普惠金融在粮食主产区对农业绿色低碳转型发挥了更显著的作用。基于此,提出了扩大数字普惠金融的应用范围,提高其数字化程度;减少“数字鸿沟”,促进农村金融的区域均衡增长;建立数字普惠金融的长效监管机制等对策建议。Based on the panel data of 30 provinces in China from 2012 to 2022,from the perspective of agricultural science and technology innovation,the article analyzes the role of digital inclusive finance in promoting agriculture to achieve green and low-carbon transition.The results show that digital inclusive finance can promote the transition of agriculture to green and low-carbon direction by promoting the innovation of agricultural science and technology.The results of the threshold test show that agricultural science and technology innovation plays a double threshold role in the process of digital inclusive finance and the green and low-carbon transformation of agriculture.The results of heterogeneity test show that from the perspective of geographical differences,the promotional effect of digital inclusive finance in the process of green and low-carbon transformation of agriculture has gradually weakened from the eastern region to the western region.From the perspective of the core value of agriculture,digital inclusive finance plays a more prominent role in the green and low-carbon transformation of agriculture in the main food-producing regions.Based on this,it is proposed to expand the application scope of digital inclusive finance and improve digital degree,reduce the“digital divide”,promote the regional balanced growth of rural finance,and establish a long-term regulatory mechanism for digital inclusive finance.

关 键 词：数字普惠金融 农业科技创新 绿色低碳农业 双重门槛 区域异质性 

分 类 号：S-9[农业科学]