Investigation into Custom-Built Operational Models for Small and Medium-Sized Commercial Banks  

作　　者：Jie Zhang Ming Chen Xingzhi Song 

机构地区：[1]Nueva Ecija University of Science and Technology,Cabanatuan 5100,Nueva Ecija,Philippines

出　　处：《Proceedings of Business and Economic Studies》2025年第2期236-246,共11页商业经济研究(百图)

摘　　要：This research centers on commercial banks'human resource allocation.It constructs a staffing model grounded in human capital value creation theory and analyzes relevant factors through longitudinal panel data regression.Taking City Commercial Bank A as an instance,the model identifies 12.3%redundant positions and matches jobs with business scale.Additionally,the study proposes a“staffing effectiveness salary”system,providing a framework for optimizing commercial bank human capital in the digital age.

关 键 词：Commercial banks Staffing optimization Human capital contribution rate Cost elasticity Performance linkage 

分 类 号：F832.33[经济管理—金融学]