提高借贷资本效率综论  

On Increasing Credit Capital Efficiency

作　　者：周骏[1] 

机构地区：[1]中南财经政法大学新华金融保险学院

出　　处：《财贸经济》2003年第2期14-19,共6页Finance & Trade Economics

摘　　要：我国借贷资本效率不断下降 ,金融机构贷款和货币供应量大幅度增加。但仍不足以扭转通货紧缩趋势 ,其原因是多方面的 ,其中最重要的原因是单一的融资形式和融资渠道 ,造成社会资本循环周转阻滞。不能仅靠增加贷款量和货币供应量来解决通货紧缩问题 ,而应该综合治理 ,特别是要发展、完善金融市场 ,发展多种融资形式 ,盘活货币资本存量 ,用好增量 ,提高借贷资本效率 ,使货币和信贷在促进经济增长中发挥更好的作用。Credit capital efficiency has declined continuously and loan of financial institution and money supply has extended greatly in China. But they cannot change the trend of deflation. The reasons for this are many, of which the most one is that the single financing formation and channel has blocked social capital flow. We cannot solve the problem of deflation with only extending loan and money supply, but with comprehensive treatment. We should develop and improve financial market, develop the financing formation in order to improve the liquidity of accumulated capital, to make full use of increased capital, , and to increase credit capital efficiency and let money and loan supply play more important role in promoting economic growth.

关 键 词：借贷资本效率 多渠道融资 贷款结构调整 

分 类 号：F832.4[经济管理—金融学]