降息需要政策的配合——对我国第八次降息的思考  

Lowering Interest Needs Coordination of Policy——Consideration of the 8th Lowering Interest in China

作　　者：赵亚辉[1] 

机构地区：[1]大理学院政治与经济系,云南大理671000

出　　处：《大理学院学报（综合版）》2002年第5期40-44,共5页Journal of Dali University

摘　　要：中国人民银行于2002年2月21日宣布下调利率,其中存款利率平均下调0.25个百分点,贷款利率平均下调0.5个百分点。其目的在于鼓励消费、拉动内需,为中国的经济增长提供动力。但我国利率杠杆作用的发挥受到很多因素的制约,历史数据已经表明,降息要取得预期效果,必须有其他政策的配合。People' s bank of China announced to lower interest on 21st, Feb, this year. The average of deposit rate lowers 0. 25% and the loan interest rate lower 0. 5%. The purpose is to encourage consumption and broaden internal needs, provide power for growth of China economy. But the rectifications of interest have been restricted by many factors. History data shows that lowering interest will not achieve expected goals unless the policy coordinates.

关 键 词：中国 利率 相关系数 储蓄 贷款 中国人民银行 政策 

分 类 号：F832.2[经济管理—金融学]