由分到合-入世后我国金融经营模式的变革  

From Disintegration to Integration--the Change of Financial Sale Model of our Country after Joining WTO

作　　者：张金艳[1] 张晓红[2] 

机构地区：[1]郑州大学法学院,河南郑州450052 [2]黄河科技学院德育教研室,河南郑州4500005

出　　处：《黄河科技大学学报》2002年第4期112-116,共5页Journal of Huanghe S&T University

摘　　要：加入WTO对中国金融业既是机遇,也是挑战。以"分业"为背景的中国金融业将直面以"混业"为背景的外国金融集团。分业经营模式的弊端决定了中国金融业要在竞争中获胜,必须改革中国金融经营模式,由分业经营逐步走向混业经营;而在过渡期内,构建金融控股公司则是我国现阶段的一个现实选择。For China, joining WTO is a challenge as well as an opportunity. The Chinese financial trade with 'disintegrated operation' as its background will face the foreign financial trade that takes 'mixed operation' as its background. The disadvantage of the disintegrated operation model has determined that if the Chinese financial trade wants to win in competition, then it must change its operation model and gradually step to mixed operation model. In this changing period, it is an actual choice at present to set up financial proprietary companies.

关 键 词：分业经营 混业经营 金融控股公司 

分 类 号：F832.1[经济管理—金融学]