关于抵押贷款评估有关问题的探讨  

Problems on the Appraisal of Mortgage Loan

作　　者：王生龙 

机构地区：[1]中联资产评估有限公司

出　　处：《中国资产评估》2003年第1期21-23,共3页Appraisal Journal of China

摘　　要：抵押贷款评估的现状令人担忧,它的理论盲区主要体现在假设前提与价格标准的盲区、评估基准日与评估价格使用的盲区及评估报告“保护性说明”和“承诺函”的局限等。评估风险的防范,最终取决于资产评估理论方法体系的完善和法律的规范,以及评估需求者正确利用评估结果。The situation of the appraisal for mortgage loan is worried. The blind areasin theory included in following aspects. They are determination of premisesand standards of price, valuation date and price usage, and limitation of thereport explanation and the promise documents. The appraisal risk protectiondepends on perfecting the theoretical system, standardizing laws and usingthe appraisal result correctly.

关 键 词：抵押贷款 评估问题 盲区 评估报告 评估风险 资产评估理论方法体系 法律 评估结果. 

分 类 号：F233[经济管理—会计学]