对居民储蓄高增长的深层思考  

Further Analysis on the Increasing Amounts of Saving

作　　者：曲扬[1] 

机构地区：[1]中央财经大学,北京100081

出　　处：《中央财经大学学报》2003年第8期44-46,共3页Journal of Central University of Finance & Economics

摘　　要：近年来我国国内居民储蓄的高增长现象引起了人们的强烈关注。乐观的态度认为 10万亿元的居民储蓄表明了人民生活水平的普遍提高 ,并且将成为中国经济走向繁荣的有力保证 ;悲观者则认为在储蓄高增长的背后其实隐藏着巨大的危机 ,认为畸形的储蓄高增长恰好暴露出经济结构的失衡。本文分析了导致我国国内居民储蓄高增长的深层原因以及由此可能产生的系列问题 ,并试图寻找解决问题的途径。In recent years, people paid more attention to the highly increasing amounts of saving. Some who are very optimal think that the 10,000 billion yuan of saving indicates the prevailing enhancement of people's living standards, and will be the proof for the further booming of China economy. However, those who are quite pessimistic worry about the great danger behind the speeding increased saving, and believe it has exposed the imbalance of the economic structure. In this essay, I explained the factors causing the highly increasing amounts of the saving and pointed out the problems that will be led to. Finally in the closing part of the essay, I tended to find some solutions to react to the problems.

关 键 词：居民储蓄 预期收入 社会保障体系 风险 

分 类 号：F832.22[经济管理—金融学]