“后WTO时代”我国国有商业银行的发展思路  

作　　者：卢授永[1] 

机构地区：[1]南京大学国际金融管理研究所,江苏南京210093

出　　处：《首都经济贸易大学学报》2003年第5期68-71,共4页Journal of Capital University of Economics and Business

摘　　要：我国银行业“后WTO时代”的市场格局正在形成,在这样一个背景下,由于国有商业银行和外资银行各有其比较优势,也由于除资产、技术、管理等因素外,应对策略和措施也是影响经营绩效这一函数解的一个更重要的变量,因而中外银行市场竞争的前景具有很大的不确定性。面对外资银行的竞争压力,中国国有商业银行要积极进取,在产权改革、成本管理、金融创新等方面不断探索,从而趋利避害,在竞争中实现国有商业银行的跨越式发展。The market pattern of the Chinese banking industry in the times after entering WTO is forming. Considering the foreign bank and the Chinese state-owned commercial bank each has its own comparison advantage, and the strategy is a more important factor to operation performance than assets, technique, managing and so on, so the market foreground becomes uncertain. Facing the competition pressure, the Chinese state -owned commercial bank should be positive and enterprising, continuously explore in property right reform, cost management, financial innovation etc. , in order to develop fast in the competition

关 键 词：后WTO时代 中国 国有商业银行 经营优势 外资银行 银行市场 银行策略 成本管理 金融创新 银行改革 

分 类 号：F832.33[经济管理—金融学]