小额农贷金融创新  

Financial innovation of small sum of farmer' s loan

作　　者：刘冀[1] 

机构地区：[1]天津财经学院,天津300222

出　　处：《重庆工商大学学报（西部经济论坛）》2003年第4期70-73,共4页

摘　　要：发展农村经济需要金融支持。在金融机构丧失了国家的保护伞而需自谋饭碗的大环境下,如何平衡农贷的风险与收益,使资金的供应方有积极开展农贷的热情,这是理论界研究和争论的主题。实行小额农贷金融创新则是基层工作尝试的方向。In China, the population of peasants is above 70 percent. If we can' t deal with the poverty of the peasants, we can' t promote the development of our nation.This is a serious problem for economic stability.To solve this problem, it is absolutely necessary to get the financial support. But we still don't know whose duty it is and how to keep the support longer. The financial institutions have only one aim- to get the most profits. In order to prcmote the enthusiasm of capital providers, a lot of works must be done to balance the risk and revenue of urban credit.

关 键 词：农业贷款 金融创新 湖北 云梦县 股东收益 产业结构调整 农村信用社 担保中心 信息不对称 

分 类 号：F832.4[经济管理—金融学]